Not many people enter into marriage lightly.  We spend a lot of time picking the perfect mate.  We plan the perfect wedding and honeymoon.  Then we go about the business of building a life together.  Building the life includes blending families; acquiring assets (and debts); having children; and expecting happily ever after.  In many cases,…

Have you negotiated the balance due on a credit card, car loan, or a bank loan to a lesser amount?  Have you had a short sale of your home?  Did you breathe a big sigh of relief thinking that you had alleviated the problem?  The IRS rules may not be so forgiving.  Read what Connie Prater…

Love or hate clichés, we have found that some of them are true.  Time does heal wounds; the more things change the more things stay the same; life is but a journey; if you can dream it, you can be it; and you have to be the change that you want to see in the world.  …

Many couples would like to amicably separate and/or divorce. One way to do that is through mediation. Many couples still utilize two attorneys and either one or two Certified Divorce Financial Analyst™ (CDFA™). They utilize the CDFA™ to completely analyze their financial situation. This can include: All sources of income Debt Property Investments Retirement Assets…